GATE (Global Acceptance Transaction Engine) is the only company solving one of the most significant challenges eWallet companies face — universal acceptance of eWallet funds across physical, online and mobile channels — all without the need for merchant integration. By creating a unique password during each transaction, GATE’s patent pending technology provides an added layer of security during the payment process and can be used even in a connectionless environment. The company's cloud-based system provides merchants’ acquisition facilities to payment service providers by converting e-wallet transactions into credit card transactions by creating a unique 16-digit credit card number for each transaction. Its technology allows eWallet companies and its end users use their funds from the wallet without any merchant integration.