Credible Smartscore product aims to provide prediction of borrowers creditworthiness according to their financial profile and social network profile. Our system based on Big data and ML algorithms will analyze consumer financial info+social info and provide prediction on the risk of the borrower, it will then compute the loan amount and interest rate needed. Data will be stored in the Cloud. We are 2 entrepreneurs in the team working together more than 5 years with vast knowledge and experience on Financial Global IT systems, bringing both financial knowledge and programming background. We need a $1M Seed investment.